/* ==========================================================================
   CRED+ DESIGN SYSTEM
   Paleta Sofisticada, Séria e Chamativa para Instituição Financeira Digital
   ========================================================================== */

@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@400;500;600;700;800;900&family=Inter:wght@400;500;600;700&family=Caveat:wght@600;700&display=swap');

:root {
  /* Cores Principais - Paleta Oficial Cred+ (Laranja Alta Conversão & Azul Marinho Profundo) */
  --bg-dark: #07162C;
  --bg-canvas: #091E3A;
  --bg-card: rgba(11, 28, 54, 0.94);
  --bg-card-solid: #0D264A;
  --bg-card-inner: rgba(16, 39, 74, 0.72);
  --bg-card-highlight: rgba(255, 94, 0, 0.08);
  --bg-input: #0E274D;
  --bg-input-focus: #14386B;
  
  /* Laranja Alta Conversão Cred+ (Foco em CTA e Impacto Visual Máximo) */
  --primary: #FF5A00;
  --primary-hover: #FF701C;
  --primary-light: #FF853D;
  --primary-dark: #D64200;
  --primary-glow: 0 8px 25px rgba(255, 90, 0, 0.45);
  --primary-glow-lg: 0 12px 35px rgba(255, 90, 0, 0.65);
  --primary-gradient: linear-gradient(180deg, #FF7200 0%, #FA5200 50%, #E63D00 100%);
  --primary-gradient-subtle: linear-gradient(135deg, rgba(255, 90, 0, 0.15) 0%, rgba(255, 90, 0, 0.03) 100%);
  
  /* Azul Real, Ciano & Marinho Institucional */
  --brand-navy: #07162C;
  --brand-navy-light: #0C2B54;
  --accent-blue: #1E50A2;
  --accent-cyan: #38BDF8;
  --accent-blue-gradient: linear-gradient(135deg, #1E50A2 0%, #0C2B54 100%);
  
  /* Dourado Ouro para Moedas 3D e Benefícios */
  --accent-gold: #F59E0B;
  --accent-gold-light: #FBBF24;
  --accent-gold-gradient: linear-gradient(135deg, #FCD34D 0%, #F59E0B 100%);
  
  /* Textos */
  --text-pure: #FFFFFF;
  --text-main: #F8FAFC;
  --text-muted: #94A3B8;
  --text-subtle: #64748B;
  --text-dark: #07162C;
  
  /* Bordas */
  --border-subtle: rgba(255, 255, 255, 0.09);
  --border-medium: rgba(255, 255, 255, 0.16);
  --border-active: rgba(255, 90, 0, 0.6);
  --border-active-glow: 0 0 0 2px rgba(255, 90, 0, 0.3);
  
  /* Estados */
  --success: #00D26A; /* Verde Esmeralda para APROVADO e confirmações */
  --danger: #EF4444;
  --warning: #F59E0B;
  
  /* Geometria */
  --radius-sm: 8px;
  --radius-md: 14px;
  --radius-lg: 20px;
  --radius-xl: 28px;
  --radius-full: 9999px;
  
  /* Sombras */
  --shadow-sm: 0 2px 8px rgba(0, 0, 0, 0.35);
  --shadow-md: 0 10px 30px -5px rgba(0, 0, 0, 0.5);
  --shadow-lg: 0 25px 60px -15px rgba(0, 0, 0, 0.7);
  --shadow-card: 0 15px 35px -5px rgba(0, 0, 0, 0.55), 0 0 0 1px var(--border-subtle);
  
  /* Tipografia */
  --font-family: 'Plus Jakarta Sans', 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  --transition-fast: 0.18s cubic-bezier(0.16, 1, 0.3, 1);
  --transition-base: 0.28s cubic-bezier(0.16, 1, 0.3, 1);
  --transition-slow: 0.45s cubic-bezier(0.16, 1, 0.3, 1);
}

/* ==========================================================================
   RESET & BASE STYLES
   ========================================================================== */

*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-family: var(--font-family);
  background-color: var(--bg-dark);
  color: var(--text-main);
  line-height: 1.5;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  min-height: 100vh;
  background: 
    radial-gradient(ellipse 90% 45% at 50% -5%, rgba(255, 90, 0, 0.20) 0%, transparent 65%),
    radial-gradient(ellipse 70% 50% at 90% 25%, rgba(255, 110, 0, 0.12) 0%, transparent 55%),
    radial-gradient(ellipse 80% 60% at 10% 70%, rgba(14, 45, 88, 0.45) 0%, transparent 65%),
    linear-gradient(180deg, #07162C 0%, #0A1F3C 45%, #05101F 100%);
  background-attachment: fixed;
  color: var(--text-main);
  overflow-x: hidden;
  position: relative;
}

/* Fundo com Malha Sutil de Grid de Alta Tecnologia */
body::before {
  content: "";
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background-image: 
    linear-gradient(rgba(255, 255, 255, 0.02) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.02) 1px, transparent 1px);
  background-size: 40px 40px;
  pointer-events: none;
  z-index: 0;
}

input, button, select, textarea {
  font-family: inherit;
  color: inherit;
}

a {
  color: inherit;
  text-decoration: none;
}

button {
  cursor: pointer;
  border: none;
  outline: none;
  background: none;
}

/* ==========================================================================
   LAYOUT PRINCIPAL
   ========================================================================== */

.app-wrapper {
  position: relative;
  z-index: 1;
  min-height: 100vh;
  display: flex;
  flex-direction: column;
}

.app-container {
  width: 100%;
  max-width: 580px;
  margin: 0 auto;
  padding: 0 16px 40px;
  flex: 1;
  display: flex;
  flex-direction: column;
}

/* ==========================================================================
   HEADER BANCÁRIO DE CONFIANÇA
   ========================================================================== */

/* ==========================================================================
   BARRA SUPERIOR DE IMPACTO E ANÚNCIO (CTA ALTO)
   ========================================================================== */

.top-announcement-bar {
  background: linear-gradient(90deg, #07162C 0%, #0F2F59 50%, #07162C 100%);
  border-bottom: 1px solid rgba(255, 90, 0, 0.35);
  padding: 8px 16px;
  position: relative;
  z-index: 35;
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.4);
}

.top-announcement-content {
  max-width: 680px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  text-align: center;
}

.announcement-pill {
  font-size: 0.65rem;
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  background: var(--primary);
  color: #FFFFFF;
  padding: 2px 8px;
  border-radius: var(--radius-full);
  box-shadow: 0 0 10px rgba(255, 90, 0, 0.5);
  animation: pulse-badge 2s infinite;
}

@keyframes pulse-badge {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: 0.85; transform: scale(1.04); }
}

.announcement-text {
  font-size: 0.78rem;
  font-weight: 700;
  color: #FFFFFF;
  letter-spacing: -0.01em;
}

.announcement-text strong {
  color: var(--primary);
  font-weight: 900;
}

/* ==========================================================================
   HEADER BANCÁRIO DE CONFIANÇA
   ========================================================================== */

.app-header {
  position: sticky;
  top: 0;
  z-index: 30;
  background: rgba(7, 22, 44, 0.92);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--border-subtle);
  padding: 10px 18px;
}

.header-content {
  max-width: 680px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

/* Logotipo Oficial Cred+ com Estrela e Soluções Financeiras */
.brand-logo-badge {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 6px 14px 6px 10px;
  background: linear-gradient(135deg, #FF6600 0%, #FA4C00 100%);
  border: 2px solid rgba(255, 255, 255, 0.9);
  border-radius: 12px;
  box-shadow: 0 4px 14px rgba(255, 90, 0, 0.45);
  transition: transform 0.2s ease;
}

.brand-logo-badge:hover {
  transform: scale(1.03);
}

.brand-star-icon {
  color: #FFFFFF;
  filter: drop-shadow(0 1px 2px rgba(0, 0, 0, 0.3));
  flex-shrink: 0;
}

.brand-text-col {
  display: flex;
  flex-direction: column;
  line-height: 1;
  text-align: left;
}

.brand-title-main {
  font-size: 1.25rem;
  font-weight: 900;
  color: #FFFFFF;
  letter-spacing: -0.02em;
  text-shadow: 0 1px 3px rgba(0, 0, 0, 0.35);
}

.brand-title-main .plus-symbol {
  color: #FFF;
  font-weight: 900;
}

.brand-tagline-sub {
  font-size: 0.52rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: rgba(255, 255, 255, 0.92);
  margin-top: 2px;
}

.header-action-btn {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--text-muted);
  padding: 6px 12px;
  border-radius: var(--radius-full);
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid var(--border-subtle);
  transition: var(--transition-fast);
}

.header-action-btn:hover {
  color: var(--text-main);
  background: rgba(255, 255, 255, 0.1);
  border-color: var(--border-medium);
}

.header-security-badge {
  display: flex;
  align-items: center;
  gap: 5px;
  font-size: 0.72rem;
  font-weight: 700;
  color: #FFFFFF;
  background: rgba(255, 90, 0, 0.14);
  border: 1px solid rgba(255, 90, 0, 0.35);
  padding: 4px 10px;
  border-radius: var(--radius-full);
}

/* ==========================================================================
   BARRA DE PROGRESSO DO FLUXO
   ========================================================================== */

.progress-container {
  width: 100%;
  height: 4px;
  background: rgba(255, 255, 255, 0.06);
  position: relative;
  overflow: hidden;
}

.progress-bar-fill {
  height: 100%;
  width: 10%;
  background: var(--primary-gradient);
  box-shadow: 0 0 12px var(--primary);
  transition: width 0.4s cubic-bezier(0.16, 1, 0.3, 1);
}

/* ==========================================================================
   TIPOGRAFIA DE TÍTULOS E SUBTÍTULOS
   ========================================================================== */

.step-header {
  text-align: center;
  margin: 28px 0 24px;
}

.step-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.72rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.16em;
  color: var(--primary);
  background: rgba(0, 210, 106, 0.1);
  border: 1px solid rgba(0, 210, 106, 0.25);
  padding: 4px 12px;
  border-radius: var(--radius-full);
  margin-bottom: 12px;
  box-shadow: 0 0 16px rgba(0, 210, 106, 0.15);
}

.step-title {
  font-size: 1.85rem;
  font-weight: 800;
  letter-spacing: -0.03em;
  color: var(--text-pure);
  line-height: 1.2;
  margin-bottom: 8px;
}

.step-subtitle {
  font-size: 0.92rem;
  color: var(--text-muted);
  max-width: 440px;
  margin: 0 auto;
  line-height: 1.45;
}

/* ==========================================================================
   CARDS DE CONTEÚDO E GLASSMORPHISM
   ========================================================================== */

.glass-card {
  background: var(--bg-card);
  backdrop-filter: blur(18px);
  -webkit-backdrop-filter: blur(18px);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-xl);
  padding: 24px;
  box-shadow: var(--shadow-card);
  position: relative;
  overflow: hidden;
}

.glass-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.15), transparent);
}

.card-inner-box {
  background: var(--bg-card-inner);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-lg);
  padding: 16px 20px;
}

/* ==========================================================================
   SIMULADOR DE EMPRÉSTIMO (PASSO 1)
   ========================================================================== */

.simulation-card {
  padding: 28px 24px;
}

.amount-stepper-container {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 14px;
  margin-bottom: 4px;
}

.stepper-btn {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid var(--border-medium);
  color: var(--text-main);
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: all 0.2s cubic-bezier(0.4, 0, 0.2, 1);
  flex-shrink: 0;
}

.stepper-btn:hover {
  background: rgba(0, 210, 106, 0.15);
  border-color: var(--primary);
  color: var(--primary);
  transform: scale(1.08);
}

.stepper-btn:active {
  transform: scale(0.92);
}

.amount-display-box {
  text-align: center;
  padding: 6px 0 10px;
}

.amount-label {
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  font-weight: 700;
  color: var(--text-subtle);
  margin-bottom: 4px;
}

.amount-huge {
  font-size: 3.1rem;
  font-weight: 900;
  letter-spacing: -0.04em;
  color: #FFFFFF;
  line-height: 1.05;
  font-variant-numeric: tabular-nums;
  text-shadow: 0 4px 20px rgba(0, 210, 106, 0.25);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 4px;
}

.amount-huge .currency {
  font-size: 1.8rem;
  font-weight: 800;
  color: var(--primary);
  margin-right: 4px;
}

/* Slider Customizado */
.slider-container {
  margin: 14px 0 10px;
  position: relative;
}

.custom-range {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 8px;
  border-radius: 9999px;
  background: linear-gradient(to right, var(--primary) 0%, var(--primary) 45%, #192a47 45%, #192a47 100%);
  outline: none;
  transition: background 0.1s;
}

.custom-range::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: #FFFFFF;
  cursor: pointer;
  border: 4px solid var(--primary);
  box-shadow: 0 0 14px rgba(0, 210, 106, 0.7), 0 3px 8px rgba(0, 0, 0, 0.4);
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}

.custom-range::-webkit-slider-thumb:hover {
  transform: scale(1.15);
  box-shadow: 0 0 20px rgba(0, 210, 106, 0.9), 0 4px 12px rgba(0, 0, 0, 0.5);
}

.custom-range::-moz-range-thumb {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: #FFFFFF;
  cursor: pointer;
  border: 4px solid var(--primary);
  box-shadow: 0 0 14px rgba(0, 210, 106, 0.7), 0 3px 8px rgba(0, 0, 0, 0.4);
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}

.slider-limits {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--text-subtle);
  margin-top: 8px;
}

.slider-step-indicator {
  font-size: 0.7rem;
  color: rgba(255, 255, 255, 0.4);
  background: rgba(255, 255, 255, 0.05);
  padding: 2px 8px;
  border-radius: 99px;
}

/* Atalhos Rápidos de Valores */
.quick-amounts-bar {
  display: flex;
  gap: 8px;
  margin: 14px 0 6px;
  overflow-x: auto;
  padding-bottom: 4px;
  scrollbar-width: none;
}

.quick-amounts-bar::-webkit-scrollbar {
  display: none;
}

.quick-amount-pill {
  flex: 1;
  min-width: 66px;
  padding: 8px 6px;
  font-size: 0.76rem;
  font-weight: 700;
  border-radius: var(--radius-full);
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid var(--border-subtle);
  color: var(--text-muted);
  transition: all 0.18s ease;
  text-align: center;
  white-space: nowrap;
  cursor: pointer;
}

.quick-amount-pill:hover {
  background: rgba(255, 255, 255, 0.08);
  color: #FFFFFF;
  border-color: var(--border-medium);
}

.quick-amount-pill.active {
  background: rgba(0, 210, 106, 0.15);
  border-color: var(--primary);
  color: var(--primary);
  font-weight: 800;
  box-shadow: 0 0 12px rgba(0, 210, 106, 0.25);
}

/* Divisor Fino */
.card-divider {
  height: 1px;
  background: var(--border-subtle);
  margin: 20px 0;
}

/* Seletor de Parcelas */
.installments-section {
  text-align: center;
}

.section-mini-title {
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--text-main);
  margin-bottom: 14px;
}

.installments-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 8px;
  width: 100%;
}

.installment-btn {
  position: relative;
  padding: 12px 4px 10px;
  border-radius: var(--radius-md);
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid var(--border-subtle);
  color: var(--text-muted);
  transition: var(--transition-fast);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  min-width: 0;
  box-sizing: border-box;
}

.installment-btn .inst-count {
  font-size: 1.15rem;
  font-weight: 800;
  line-height: 1.1;
}

.installment-btn .inst-subval {
  font-size: 0.66rem;
  color: var(--text-subtle);
  margin-top: 4px;
  font-weight: 600;
  white-space: nowrap;
  transition: color 0.15s ease;
}

.installment-btn .inst-badge {
  position: absolute;
  top: -9px;
  font-size: 0.58rem;
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  background: var(--accent-gold);
  color: #070d18;
  border-radius: 99px;
  padding: 2px 7px;
  box-shadow: 0 2px 6px rgba(0, 0, 0, 0.4);
  white-space: nowrap;
}

.installment-btn:hover {
  background: rgba(255, 255, 255, 0.08);
  border-color: var(--border-medium);
  color: var(--text-main);
}

.installment-btn.active {
  background: var(--primary-gradient);
  color: #FFFFFF;
  font-weight: 900;
  border: 2px solid #FFFFFF;
  box-shadow: 0 6px 20px rgba(255, 90, 0, 0.55);
  transform: translateY(-2px);
}

.installment-btn.active .inst-subval {
  color: #FFFFFF;
  font-weight: 800;
}

/* Detalhes do Cálculo */
.calc-summary-box {
  background: linear-gradient(180deg, rgba(20, 36, 62, 0.7) 0%, rgba(13, 24, 42, 0.9) 100%);
  border: 1px solid rgba(0, 210, 106, 0.2);
  border-radius: var(--radius-lg);
  padding: 18px 20px;
  margin-top: 22px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.calc-left .calc-label {
  font-size: 0.85rem;
  color: var(--text-muted);
  font-weight: 500;
}

.calc-left .calc-rate {
  font-size: 0.75rem;
  color: var(--primary);
  font-weight: 600;
  margin-top: 2px;
  display: flex;
  align-items: center;
  gap: 4px;
}

.calc-first-pay {
  font-size: 0.72rem;
  color: var(--text-subtle);
  display: flex;
  align-items: center;
  gap: 5px;
  margin-top: 5px;
}

.calc-first-pay svg {
  color: var(--primary);
  flex-shrink: 0;
}

.calc-right {
  text-align: right;
}

.calc-right .calc-value {
  font-size: 1.45rem;
  font-weight: 800;
  color: #FFFFFF;
  letter-spacing: -0.02em;
}

.calc-right .calc-total {
  font-size: 0.72rem;
  color: var(--text-subtle);
  margin-top: 2px;
}

/* Grade de Benefícios & Confiança do Passo 1 */
.sim-benefits-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
  margin-top: 22px;
}

.sim-benefit-item {
  background: rgba(13, 24, 42, 0.7);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-md);
  padding: 12px 10px;
  display: flex;
  align-items: center;
  gap: 10px;
  text-align: left;
  backdrop-filter: blur(8px);
}

.sim-benefit-icon {
  width: 34px;
  height: 34px;
  border-radius: 8px;
  background: rgba(0, 210, 106, 0.12);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.sim-benefit-title {
  font-size: 0.78rem;
  font-weight: 800;
  color: #FFFFFF;
  line-height: 1.2;
}

.sim-benefit-desc {
  font-size: 0.68rem;
  color: var(--text-subtle);
  line-height: 1.3;
  margin-top: 2px;
}

@media (max-width: 600px) {
  .sim-benefits-grid {
    grid-template-columns: 1fr;
    gap: 8px;
  }
  .amount-huge {
    font-size: 2.6rem;
  }
  .stepper-btn {
    width: 38px;
    height: 38px;
  }

  /* Atalhos Rápidos de Valores em 3 Colunas (100% visíveis, sem corte) */
  .quick-amounts-bar {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 8px;
    overflow-x: visible;
  }

  .quick-amount-pill {
    min-width: 0;
    width: 100%;
    padding: 9px 4px;
    font-size: 0.8rem;
  }

  /* Grade de Parcelas no Celular: 2 colunas com o 48x em destaque na base */
  .installments-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 10px;
  }

  .installment-btn {
    padding: 14px 10px;
    border-radius: var(--radius-md);
  }

  .installment-btn .inst-count {
    font-size: 1.25rem;
  }

  .installment-btn .inst-subval {
    font-size: 0.74rem;
  }

  /* 48x (Destaque do Criativo "Parcele em até 48x!") ocupa a linha inteira */
  .installments-grid .installment-btn:nth-child(5) {
    grid-column: 1 / -1;
    flex-direction: row;
    gap: 14px;
    padding: 12px 18px;
  }

  .installments-grid .installment-btn:nth-child(5) .inst-count {
    font-size: 1.25rem;
  }

  .installments-grid .installment-btn:nth-child(5) .inst-subval {
    margin-top: 0;
    font-size: 0.82rem;
  }
}

/* ==========================================================================
   BOTÃO DE AÇÃO PRIMÁRIO (CTA)
   ========================================================================== */

.btn-primary-cta {
  width: 100%;
  margin-top: 20px;
  padding: 16px 22px;
  background: linear-gradient(180deg, #FF7700 0%, #FA5000 50%, #E63A00 100%);
  color: #FFFFFF;
  font-size: 1.12rem;
  font-weight: 900;
  letter-spacing: -0.01em;
  text-transform: uppercase;
  border-radius: 20px;
  border: 3.5px solid #FFFFFF;
  box-shadow: 
    0 8px 25px rgba(255, 85, 0, 0.55), 
    0 4px 0 #B82E00, 
    inset 0 2px 4px rgba(255, 255, 255, 0.5);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  transition: all 0.22s cubic-bezier(0.16, 1, 0.3, 1);
  position: relative;
  overflow: visible;
  text-shadow: 0 2px 4px rgba(0, 0, 0, 0.35);
  cursor: pointer;
  animation: cta-attention-pulse 3s infinite ease-in-out;
}

@keyframes cta-attention-pulse {
  0%, 100% {
    transform: scale(1);
    box-shadow: 0 8px 25px rgba(255, 85, 0, 0.55), 0 4px 0 #B82E00, inset 0 2px 4px rgba(255, 255, 255, 0.5);
  }
  50% {
    transform: scale(1.02);
    box-shadow: 0 12px 34px rgba(255, 85, 0, 0.8), 0 4px 0 #B82E00, inset 0 2px 6px rgba(255, 255, 255, 0.65), 0 0 22px rgba(255, 120, 0, 0.5);
  }
}

.btn-primary-cta::after {
  content: "";
  position: absolute;
  top: -50%;
  left: -60%;
  width: 35%;
  height: 200%;
  background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.4), transparent);
  transform: rotate(25deg);
  animation: button-shine 3.2s infinite;
  border-radius: 20px;
  pointer-events: none;
}

@keyframes button-shine {
  0% { left: -60%; }
  22% { left: 140%; }
  100% { left: 140%; }
}

.btn-primary-cta:hover {
  transform: translateY(-2px) scale(1.025);
  box-shadow: 0 14px 38px rgba(255, 85, 0, 0.85), 0 5px 0 #B82E00, inset 0 2px 6px rgba(255, 255, 255, 0.65);
  filter: brightness(1.06);
}

.btn-primary-cta:active {
  transform: translateY(2px) scale(0.99);
  box-shadow: 0 4px 12px rgba(255, 85, 0, 0.5), 0 1px 0 #B82E00;
}

.btn-primary-cta:disabled {
  opacity: 0.5;
  cursor: not-allowed;
  transform: none;
  box-shadow: none;
  animation: none;
}

/* Elementos Internos do CTA */
.cta-arrow-icon {
  font-size: 1.4rem;
  font-weight: 900;
  line-height: 1;
  display: inline-block;
  transition: transform 0.2s ease;
  filter: drop-shadow(0 1px 2px rgba(0,0,0,0.3));
}

.btn-primary-cta:hover .cta-arrow-icon {
  transform: translateX(4px);
}

.cta-content-wrap {
  display: flex;
  flex-direction: column;
  align-items: center;
  line-height: 1.15;
}

.cta-headline {
  font-size: 1.08rem;
  font-weight: 900;
  letter-spacing: -0.01em;
}

.cta-subdetail {
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: none;
  color: rgba(255, 255, 255, 0.92);
  margin-top: 3px;
  letter-spacing: 0.01em;
}

/* Indicador de Clique Cursor (Estilo do Criativo Original) */
.cta-pointer-cursor {
  position: absolute;
  right: -8px;
  bottom: -14px;
  pointer-events: none;
  filter: drop-shadow(0 4px 10px rgba(0, 0, 0, 0.55));
  animation: pointer-click 1.6s ease-in-out infinite;
  z-index: 10;
}

@keyframes pointer-click {
  0%, 100% {
    transform: translate(0, 0) scale(1);
  }
  45% {
    transform: translate(-3px, -3px) scale(0.88);
  }
  60% {
    transform: translate(-1px, -1px) scale(0.96);
  }
}

/* ==========================================================================
   FORMULÁRIOS E INPUTS
   ========================================================================== */

.form-group {
  margin-bottom: 18px;
  position: relative;
}

.form-label {
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--text-main);
  margin-bottom: 8px;
}

.form-label .label-tag {
  font-size: 0.7rem;
  color: var(--primary);
  font-weight: 600;
}

.input-with-icon {
  position: relative;
  display: flex;
  align-items: center;
}

.input-icon {
  position: absolute;
  left: 16px;
  color: var(--text-subtle);
  pointer-events: none;
  display: flex;
  align-items: center;
  justify-content: center;
}

.form-input {
  width: 100%;
  background: var(--bg-input);
  border: 1px solid var(--border-subtle);
  color: var(--text-pure);
  font-size: 1rem;
  font-weight: 600;
  padding: 16px 18px;
  border-radius: var(--radius-md);
  outline: none;
  transition: var(--transition-fast);
}

.form-input.has-icon {
  padding-left: 48px;
}

.form-input:focus {
  background: var(--bg-input-focus);
  border-color: var(--primary);
  box-shadow: var(--border-active-glow);
}

.form-input::placeholder {
  color: var(--text-subtle);
  font-weight: 400;
}

.form-input:disabled, .form-input[readonly] {
  background: rgba(255, 255, 255, 0.03);
  color: var(--text-muted);
  cursor: default;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}

/* Caixa de Garantia LGPD / Segurança */
.security-note-box {
  background: rgba(0, 210, 106, 0.05);
  border: 1px solid rgba(0, 210, 106, 0.18);
  border-radius: var(--radius-md);
  padding: 14px 16px;
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-top: 18px;
}

.security-note-box svg {
  color: var(--primary);
  flex-shrink: 0;
  margin-top: 2px;
}

.security-note-box p {
  font-size: 0.78rem;
  color: var(--text-muted);
  line-height: 1.45;
}

/* Seletores de Rádio e Chips */
.radio-chip-group {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}

.radio-chip {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 18px;
  border-radius: var(--radius-md);
  background: var(--bg-input);
  border: 1px solid var(--border-subtle);
  color: var(--text-main);
  font-size: 0.95rem;
  font-weight: 600;
  cursor: pointer;
  transition: var(--transition-fast);
}

.radio-chip:hover {
  background: var(--bg-input-focus);
  border-color: var(--border-medium);
}

.radio-chip.selected {
  border-color: var(--primary);
  background: rgba(0, 210, 106, 0.08);
  color: #FFFFFF;
}

.radio-circle {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  border: 2px solid var(--text-subtle);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: var(--transition-fast);
}

.radio-chip.selected .radio-circle {
  border-color: var(--primary);
  background: var(--primary);
}

.radio-chip.selected .radio-circle::after {
  content: "";
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--text-dark);
}

/* Grade de Opções (Motivo e Ocupação) */
.options-grid-2col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
}

.option-select-btn {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 16px;
  background: var(--bg-input);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-md);
  color: var(--text-main);
  font-size: 0.88rem;
  font-weight: 600;
  text-align: left;
  transition: var(--transition-fast);
}

.option-select-btn:hover {
  border-color: var(--border-medium);
  background: var(--bg-input-focus);
}

.option-select-btn.selected {
  border-color: var(--primary);
  background: rgba(0, 210, 106, 0.08);
  color: #FFFFFF;
}

.option-select-btn .dot-indicator {
  width: 18px;
  height: 18px;
  border-radius: 50%;
  border: 2px solid var(--text-subtle);
  flex-shrink: 0;
  margin-left: 8px;
}

.option-select-btn.selected .dot-indicator {
  border-color: var(--primary);
  background: var(--primary);
}

/* Grade de Sim/Não/Não sei */
.tri-state-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
}

.tri-state-btn {
  padding: 14px;
  border-radius: var(--radius-md);
  background: var(--bg-input);
  border: 1px solid var(--border-subtle);
  color: var(--text-main);
  font-size: 0.95rem;
  font-weight: 700;
  text-align: center;
  transition: var(--transition-fast);
}

.tri-state-btn:hover {
  background: var(--bg-input-focus);
}

.tri-state-btn.selected {
  border-color: var(--primary);
  background: rgba(0, 210, 106, 0.12);
  color: #FFFFFF;
}

/* ==========================================================================
   TELA DE ANÁLISE COM IA EM TEMPO REAL (PASSO 6)
   ========================================================================== */

.analysis-card {
  text-align: center;
  padding: 40px 24px;
  background: 
    radial-gradient(circle at 50% 30%, rgba(0, 210, 106, 0.15) 0%, transparent 60%),
    var(--bg-card);
}

.radar-gauge-wrapper {
  position: relative;
  width: 140px;
  height: 140px;
  margin: 0 auto 24px;
}

.radar-svg {
  transform: rotate(-90deg);
  width: 100%;
  height: 100%;
}

.radar-circle-bg {
  fill: none;
  stroke: rgba(255, 255, 255, 0.08);
  stroke-width: 8;
}

.radar-circle-progress {
  fill: none;
  stroke: var(--primary);
  stroke-width: 8;
  stroke-linecap: round;
  stroke-dasharray: 377;
  stroke-dashoffset: 377;
  transition: stroke-dashoffset 0.25s ease;
  filter: drop-shadow(0 0 10px rgba(0, 210, 106, 0.8));
}

.radar-inner-text {
  position: absolute;
  inset: 0;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
}

.radar-percentage {
  font-size: 2.1rem;
  font-weight: 900;
  letter-spacing: -0.04em;
  color: #FFFFFF;
  line-height: 1;
}

.radar-label {
  font-size: 0.65rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.15em;
  color: var(--primary);
  margin-top: 4px;
}

.analysis-checklist {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-top: 28px;
  text-align: left;
}

.analysis-check-item {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 13px 16px;
  border-radius: var(--radius-md);
  background: rgba(255, 255, 255, 0.03);
  border: 1px solid var(--border-subtle);
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--text-muted);
  transition: var(--transition-fast);
}

.analysis-check-item.active {
  background: rgba(0, 210, 106, 0.06);
  border-color: rgba(0, 210, 106, 0.25);
  color: var(--text-main);
}

.analysis-check-item.completed {
  background: rgba(0, 210, 106, 0.1);
  border-color: rgba(0, 210, 106, 0.4);
  color: #FFFFFF;
}

.check-icon-box {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.06);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: var(--transition-fast);
}

.analysis-check-item.completed .check-icon-box {
  background: var(--primary);
  color: var(--text-dark);
}

/* Spinner */
.spinner-mini {
  width: 14px;
  height: 14px;
  border: 2px solid rgba(255, 255, 255, 0.2);
  border-top-color: var(--primary);
  border-radius: 50%;
  animation: spin 0.8s linear infinite;
}

@keyframes spin {
  to { transform: rotate(360deg); }
}

/* ==========================================================================
   TELA DE CRÉDITO APROVADO COM CONFETES (PASSO 7)
   ========================================================================== */

#confettiCanvas {
  position: fixed;
  top: 0;
  left: 0;
  width: 100vw;
  height: 100vh;
  pointer-events: none;
  z-index: 50;
}

.approved-card {
  text-align: center;
  padding: 32px 24px;
  position: relative;
  background: 
    radial-gradient(circle at 50% 0%, rgba(0, 210, 106, 0.22) 0%, transparent 70%),
    linear-gradient(180deg, #0d1e33 0%, #081120 100%);
  border: 1px solid rgba(0, 210, 106, 0.35);
  box-shadow: 0 0 50px rgba(0, 210, 106, 0.18), var(--shadow-lg);
}

.approved-badge-circle {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: var(--primary-gradient);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 16px;
  color: var(--text-dark);
  box-shadow: 0 0 30px rgba(0, 210, 106, 0.6);
  animation: pulse-badge 2s infinite ease-in-out;
}

@keyframes pulse-badge {
  0%, 100% { transform: scale(1); box-shadow: 0 0 25px rgba(0, 210, 106, 0.5); }
  50% { transform: scale(1.06); box-shadow: 0 0 38px rgba(0, 210, 106, 0.8); }
}

.approved-greeting {
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--primary);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-bottom: 6px;
}

.approved-title {
  font-size: 2.1rem;
  font-weight: 900;
  color: #FFFFFF;
  letter-spacing: -0.04em;
  line-height: 1.15;
  margin-bottom: 8px;
}

.approved-desc {
  font-size: 0.9rem;
  color: var(--text-muted);
  max-width: 380px;
  margin: 0 auto 24px;
}

.approved-details-box {
  background: rgba(8, 16, 30, 0.7);
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: var(--radius-lg);
  padding: 20px;
  margin-bottom: 20px;
}

.approved-amount-label {
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--text-subtle);
  font-weight: 700;
}

.approved-amount-value {
  font-size: 2.5rem;
  font-weight: 900;
  color: var(--primary);
  letter-spacing: -0.03em;
  margin: 4px 0 16px;
  text-shadow: 0 0 20px rgba(0, 210, 106, 0.4);
}

.approved-grid-info {
  display: flex;
  flex-direction: column;
  gap: 12px;
  border-top: 1px solid var(--border-subtle);
  padding-top: 14px;
}

.approved-info-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.88rem;
}

.approved-info-row .row-label {
  color: var(--text-muted);
}

.approved-info-row .row-val {
  color: #FFFFFF;
  font-weight: 700;
}

.approved-perks-list {
  display: flex;
  flex-direction: column;
  gap: 8px;
  text-align: left;
  margin: 18px 0 6px;
}

.approved-perk {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.82rem;
  color: var(--text-main);
  font-weight: 500;
}

.approved-perk svg {
  color: var(--primary);
  flex-shrink: 0;
}

/* ==========================================================================
   SELETOR DE DIA DE PAGAMENTO (PASSO 8)
   ========================================================================== */

.days-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
  margin: 10px 0 24px;
}

.day-card-btn {
  padding: 20px 10px;
  background: var(--bg-input);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-md);
  text-align: center;
  transition: var(--transition-fast);
}

.day-card-btn:hover {
  border-color: var(--border-medium);
  background: var(--bg-input-focus);
}

.day-card-btn.selected {
  border-color: var(--primary);
  background: rgba(0, 210, 106, 0.12);
  box-shadow: 0 0 16px rgba(0, 210, 106, 0.2);
}

.day-number {
  font-size: 1.85rem;
  font-weight: 900;
  color: #FFFFFF;
  line-height: 1;
}

.day-label {
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--text-muted);
  margin-top: 4px;
}

.day-card-btn.selected .day-label {
  color: var(--primary);
}

/* ==========================================================================
   TELA DE ABERTURA DA CONTA DIGITAL (PASSO 10)
   ========================================================================== */

.account-opening-card {
  text-align: center;
  padding: 50px 24px;
  background: var(--bg-card);
}

.shield-pulse-box {
  width: 76px;
  height: 76px;
  border-radius: 50%;
  background: rgba(0, 210, 106, 0.12);
  border: 2px solid rgba(0, 210, 106, 0.35);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 24px;
  color: var(--primary);
}

.loading-bar-wrapper {
  width: 100%;
  max-width: 320px;
  height: 6px;
  background: rgba(255, 255, 255, 0.08);
  border-radius: 999px;
  margin: 24px auto;
  overflow: hidden;
}

.loading-bar-animated {
  height: 100%;
  width: 0%;
  background: var(--primary-gradient);
  border-radius: 999px;
  box-shadow: 0 0 12px var(--primary);
  transition: width 8s cubic-bezier(0.1, 0.7, 0.1, 1);
}

/* ==========================================================================
   HOME BANKING / CONTA DIGITAL CRED+ (PASSO 11)
   ========================================================================== */

.banking-dashboard {
  display: flex;
  flex-direction: column;
  gap: 18px;
  width: 100%;
  margin-top: 8px;
}

.banking-user-bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 6px 0;
}

.user-identity {
  display: flex;
  align-items: center;
  gap: 12px;
}

.user-avatar-circle {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--primary-gradient);
  color: var(--text-dark);
  font-weight: 800;
  font-size: 1.15rem;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 0 15px rgba(0, 210, 106, 0.4);
}

.user-welcome-label {
  font-size: 0.75rem;
  color: var(--text-muted);
}

.user-full-name {
  font-size: 1.05rem;
  font-weight: 800;
  color: #FFFFFF;
}

.icon-round-btn {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid var(--border-subtle);
  color: var(--text-main);
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
  transition: var(--transition-fast);
}

.icon-round-btn:hover {
  background: rgba(255, 255, 255, 0.1);
}

.badge-dot-alert {
  position: absolute;
  top: 8px;
  right: 8px;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--primary);
  box-shadow: 0 0 8px var(--primary);
}

/* Cartão Bancário Digital Black & Emerald */
.digital-bank-card {
  background: linear-gradient(135deg, #0e1e36 0%, #07101e 60%, #0b1a2f 100%);
  border: 1px solid rgba(0, 210, 106, 0.3);
  border-radius: var(--radius-xl);
  padding: 24px;
  position: relative;
  overflow: hidden;
  box-shadow: 0 20px 45px -10px rgba(0, 0, 0, 0.7), 0 0 35px rgba(0, 210, 106, 0.12);
}

.card-mesh-bg {
  position: absolute;
  top: -30%;
  right: -20%;
  width: 260px;
  height: 260px;
  background: radial-gradient(circle, rgba(0, 210, 106, 0.22) 0%, transparent 65%);
  filter: blur(40px);
  pointer-events: none;
}

.bank-card-header {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  position: relative;
  z-index: 2;
}

.bank-card-title {
  font-size: 0.95rem;
  font-weight: 800;
  color: #FFFFFF;
}

.bank-card-agency {
  font-size: 0.75rem;
  color: var(--text-muted);
  margin-top: 2px;
}

.balance-box {
  margin: 24px 0 8px;
  position: relative;
  z-index: 2;
}

.balance-label {
  font-size: 0.78rem;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-weight: 600;
}

.balance-number-row {
  display: flex;
  align-items: baseline;
  gap: 8px;
  margin-top: 4px;
}

.balance-amount {
  font-size: 2.7rem;
  font-weight: 900;
  letter-spacing: -0.04em;
  color: #FFFFFF;
  text-shadow: 0 4px 15px rgba(0, 0, 0, 0.4);
}

/* Grade de Ações Rápidas do Banco */
.quick-actions-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 10px;
}

.action-tile-btn {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  padding: 16px 8px;
  background: var(--bg-card);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-lg);
  color: var(--text-main);
  transition: var(--transition-fast);
}

.action-tile-btn:hover {
  background: var(--bg-card-hover);
  border-color: var(--border-medium);
  transform: translateY(-2px);
}

.action-icon-circle {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.05);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 8px;
  color: var(--text-main);
  transition: var(--transition-fast);
}

.action-tile-btn.highlight .action-icon-circle {
  background: rgba(0, 210, 106, 0.15);
  color: var(--primary);
  border: 1px solid rgba(0, 210, 106, 0.35);
}

.action-tile-label {
  font-size: 0.76rem;
  font-weight: 700;
  text-align: center;
}

/* CTA Gigante de Saque via PIX */
.withdraw-pix-cta {
  width: 100%;
  padding: 18px 24px;
  background: var(--primary-gradient);
  color: #FFFFFF;
  font-size: 1.15rem;
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: -0.01em;
  border-radius: var(--radius-xl);
  border: 3.5px solid #FFFFFF;
  display: flex;
  align-items: center;
  justify-content: space-between;
  box-shadow: 0 8px 30px rgba(255, 90, 0, 0.55), 0 4px 0 #B82E00, inset 0 2px 4px rgba(255, 255, 255, 0.45);
  transition: var(--transition-fast);
  margin-top: 6px;
  text-shadow: 0 2px 4px rgba(0, 0, 0, 0.35);
}

.withdraw-pix-cta:hover {
  transform: translateY(-2px) scale(1.015);
  box-shadow: 0 14px 38px rgba(255, 90, 0, 0.8), 0 4px 0 #B82E00;
}

.cta-icon-text {
  display: flex;
  align-items: center;
  gap: 12px;
}

/* Extrato de Transações Recentes */
.transactions-widget {
  background: var(--bg-card);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-xl);
  padding: 20px;
}

.widget-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 16px;
}

.widget-title {
  font-size: 0.88rem;
  font-weight: 800;
  color: var(--text-main);
}

.transaction-item {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 12px 0;
  border-top: 1px solid var(--border-subtle);
}

.transaction-left {
  display: flex;
  align-items: center;
  gap: 12px;
}

.trans-icon-box {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: rgba(0, 210, 106, 0.12);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
}

.trans-title {
  font-size: 0.88rem;
  font-weight: 700;
  color: #FFFFFF;
}

.trans-date {
  font-size: 0.75rem;
  color: var(--text-subtle);
}

.trans-amount {
  font-size: 1.05rem;
  font-weight: 800;
  color: var(--primary);
}

/* ==========================================================================
   MODAL DE SAQUE VIA PIX (PASSO 12)
   ========================================================================== */

.modal-backdrop {
  position: fixed;
  inset: 0;
  background: rgba(0, 0, 0, 0.75);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  z-index: 100;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 16px;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.25s ease;
}

.modal-backdrop.open {
  opacity: 1;
  pointer-events: auto;
}

.modal-content-card {
  width: 100%;
  max-width: 480px;
  background: #0d1728;
  border: 1px solid var(--border-medium);
  border-radius: var(--radius-xl);
  padding: 26px;
  box-shadow: 0 25px 60px rgba(0, 0, 0, 0.8);
  transform: translateY(20px) scale(0.97);
  transition: transform 0.25s cubic-bezier(0.16, 1, 0.3, 1);
  max-height: 90vh;
  overflow-y: auto;
}

.modal-backdrop.open .modal-content-card {
  transform: translateY(0) scale(1);
}

.modal-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 20px;
}

.modal-title {
  font-size: 1.3rem;
  font-weight: 800;
  color: #FFFFFF;
}

.modal-close-btn {
  width: 34px;
  height: 34px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.06);
  color: var(--text-muted);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: var(--transition-fast);
}

.modal-close-btn:hover {
  background: rgba(255, 255, 255, 0.12);
  color: #FFFFFF;
}

.pix-amount-pill {
  background: rgba(0, 210, 106, 0.08);
  border: 1px solid rgba(0, 210, 106, 0.3);
  border-radius: var(--radius-lg);
  padding: 16px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 20px;
}

.pix-type-chips {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 8px;
  margin: 8px 0 16px;
}

.pix-chip {
  padding: 10px 4px;
  font-size: 0.78rem;
  font-weight: 700;
  text-align: center;
  background: var(--bg-input);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-md);
  color: var(--text-muted);
  transition: var(--transition-fast);
}

.pix-chip.active {
  background: var(--primary-gradient);
  color: var(--text-dark);
  font-weight: 800;
  border-color: transparent;
}

/* ==========================================================================
   ETAPA FINAL - SEGURO PRESTAMISTA DE CRÉDITO (PASSO 13)
   ========================================================================== */

#step-13.step-white-theme {
  background: #F8FAFC;
  border-radius: var(--radius-2xl);
  padding: 24px 20px;
  color: #0F172A;
  box-shadow: 0 10px 40px rgba(0, 0, 0, 0.4);
  border: 1px solid rgba(255, 255, 255, 0.1);
  margin-top: 6px;
}

#step-13.step-white-theme h2,
#step-13.step-white-theme h3 {
  color: #0F172A !important;
}

#step-13.step-white-theme > div > p {
  color: #64748B !important;
}

/* O quadro hero "Falta pouco" permanece escuro e verde (original) */
#step-13.step-white-theme .hero-insurance-card,
.hero-insurance-card {
  background: 
    radial-gradient(ellipse at 85% 15%, rgba(0, 210, 106, 0.22) 0%, transparent 60%),
    linear-gradient(145deg, #13271c 0%, #09150f 100%) !important;
  border: 1px solid rgba(0, 210, 106, 0.4) !important;
  border-radius: var(--radius-xl);
  padding: 24px;
  box-shadow: 0 12px 30px rgba(0, 0, 0, 0.25);
  position: relative;
  overflow: hidden;
  color: #FFFFFF !important;
}

#step-13.step-white-theme .hero-insurance-card h1 {
  color: #FFFFFF !important;
}

#step-13.step-white-theme .hero-insurance-card p {
  color: #CBD5E1 !important;
}

#step-13.step-white-theme .hero-insurance-card .ins-step-row.done {
  color: #F8FAFC !important;
}

#step-13.step-white-theme .hero-insurance-card .ins-step-row.current {
  color: var(--primary) !important;
}

/* Cards de Vantagens (Perks) no fundo branco */
#step-13.step-white-theme .ins-perk-card {
  background: #FFFFFF !important;
  border: 1px solid #E2E8F0 !important;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.04);
}

#step-13.step-white-theme .ins-perk-title {
  color: #0F172A !important;
}

#step-13.step-white-theme .ins-perk-desc {
  color: #64748B !important;
}

#step-13.step-white-theme .ins-perk-icon-circle {
  background: #F0FDF4 !important;
  border: 1px solid #DCFCE7 !important;
  color: #16A34A !important;
}

/* Cotações no fundo branco */
#step-13.step-white-theme .quotation-card-option {
  background: #FFFFFF !important;
  border: 1.5px solid #E2E8F0 !important;
  box-shadow: 0 2px 6px rgba(0, 0, 0, 0.03);
}

#step-13.step-white-theme .quotation-card-option:hover {
  border-color: #CBD5E1 !important;
}

#step-13.step-white-theme .quotation-card-option.selected {
  border: 2px solid #00D26A !important;
  background: #F0FDF4 !important;
  box-shadow: 0 4px 16px rgba(0, 210, 106, 0.15) !important;
}

#step-13.step-white-theme .quote-left-info .quote-tag {
  color: #64748B !important;
}

#step-13.step-white-theme .quote-left-info .quote-amount {
  color: #0F172A !important;
}

#step-13.step-white-theme .quotation-card-option.selected .quote-left-info .quote-amount {
  color: #15803D !important;
}

#step-13.step-white-theme .quote-left-info .quote-installments {
  color: #64748B !important;
}

#step-13.step-white-theme .quote-right-price .price-tag {
  color: #64748B !important;
}

#step-13.step-white-theme .quote-right-price .price-val {
  color: #0F172A !important;
}

#step-13.step-white-theme .quotation-card-option.selected .quote-right-price .price-val {
  color: #15803D !important;
}

/* Depoimentos no fundo branco */
#step-13.step-white-theme .testimonials-box {
  background: #FFFFFF !important;
  border: 1px solid #E2E8F0 !important;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.04);
}

#step-13.step-white-theme .testimonials-box h3 {
  color: #0F172A !important;
}

#step-13.step-white-theme .testimonial-user p:first-child {
  color: #0F172A !important;
}

#step-13.step-white-theme .testimonial-user p:last-child {
  color: #64748B !important;
}

#step-13.step-white-theme .testimonial-text {
  color: #475569 !important;
}

#step-13.step-white-theme .user-avatar-initials {
  background: #E2E8F0 !important;
  color: #0F172A !important;
}

.insurance-steps-list {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-top: 18px;
}

.ins-step-row {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.85rem;
  font-weight: 600;
}

.ins-step-row.done {
  color: var(--text-main);
}

.ins-step-row.current {
  color: var(--primary);
  font-weight: 700;
}

.ins-step-icon {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.7rem;
  flex-shrink: 0;
}

.ins-step-row.done .ins-step-icon {
  background: var(--primary);
  color: var(--text-dark);
}

.ins-step-row.current .ins-step-icon {
  background: rgba(0, 210, 106, 0.2);
  border: 2px solid var(--primary);
  color: var(--primary);
}

/* Lista de Vantagens do Seguro */
.insurance-perks-container {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin: 18px 0;
}

.ins-perk-card {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  background: var(--bg-card);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-lg);
  padding: 14px 16px;
}

.ins-perk-icon-circle {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: rgba(0, 210, 106, 0.12);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.ins-perk-title {
  font-size: 0.9rem;
  font-weight: 700;
  color: #FFFFFF;
}

.ins-perk-desc {
  font-size: 0.78rem;
  color: var(--text-muted);
  line-height: 1.4;
  margin-top: 2px;
}

/* Opções de Cotações */
.quotations-list {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin: 16px 0;
}

.quotation-card-option {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 16px 18px;
  background: var(--bg-card);
  border: 2px solid var(--border-subtle);
  border-radius: var(--radius-lg);
  cursor: pointer;
  transition: var(--transition-fast);
}

.quotation-card-option:hover {
  border-color: var(--border-medium);
}

.quotation-card-option.selected {
  border-color: var(--primary);
  background: rgba(0, 210, 106, 0.07);
  box-shadow: 0 0 20px rgba(0, 210, 106, 0.15);
}

.quote-left-info .quote-tag {
  font-size: 0.72rem;
  color: var(--text-muted);
}

.quote-left-info .quote-amount {
  font-size: 1.35rem;
  font-weight: 900;
  color: var(--primary);
  letter-spacing: -0.02em;
}

.quote-left-info .quote-installments {
  font-size: 0.75rem;
  color: var(--text-subtle);
}

.quote-right-price {
  text-align: right;
}

.quote-right-price .price-tag {
  font-size: 0.72rem;
  color: var(--text-muted);
}

.quote-right-price .price-val {
  font-size: 1.2rem;
  font-weight: 900;
  color: #FFFFFF;
}

/* Depoimentos / Prova Social */
.testimonials-box {
  background: var(--bg-card);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-xl);
  padding: 18px;
  margin: 18px 0;
}

.testimonial-item {
  padding: 12px 0;
}

.testimonial-user {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 8px;
}

.user-meta {
  display: flex;
  align-items: center;
  gap: 10px;
}

.user-avatar-initials {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: #1e3a5f;
  color: #FFFFFF;
  font-size: 0.75rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
}

.stars-row {
  color: #FBBF24;
  font-size: 0.8rem;
  letter-spacing: 2px;
}

.testimonial-text {
  font-size: 0.8rem;
  color: var(--text-muted);
  font-style: italic;
  line-height: 1.45;
}

/* ==========================================================================
   CHECKOUT PIX EM TEMPO REAL (PASSO 14)
   ========================================================================== */

.urgency-banner {
  background: linear-gradient(90deg, #991b1b 0%, #dc2626 50%, #991b1b 100%);
  color: #FFFFFF;
  padding: 9px 16px;
  font-size: 0.82rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  box-shadow: 0 4px 15px rgba(220, 38, 38, 0.4);
  position: sticky;
  top: 61px;
  z-index: 25;
}

.urgency-banner .timer-digits {
  font-variant-numeric: tabular-nums;
  background: rgba(0, 0, 0, 0.3);
  padding: 2px 6px;
  border-radius: 4px;
}

.pix-checkout-box {
  background: var(--bg-card);
  border: 2px solid var(--primary);
  border-radius: var(--radius-xl);
  padding: 28px 24px;
  text-align: center;
  position: relative;
  box-shadow: 0 0 40px rgba(0, 210, 106, 0.2);
  margin-top: 14px;
}

.pix-badge-top {
  position: absolute;
  top: -14px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--primary);
  color: var(--text-dark);
  font-size: 0.72rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  padding: 4px 16px;
  border-radius: 999px;
  box-shadow: 0 4px 12px rgba(0, 210, 106, 0.4);
}

.qr-code-holder {
  width: 210px;
  height: 210px;
  margin: 18px auto;
  background: #FFFFFF;
  border-radius: var(--radius-lg);
  padding: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.5);
  position: relative;
  overflow: hidden;
}

.qr-code-holder svg,
.qr-code-holder img {
  width: 100%;
  height: 100%;
  object-fit: contain;
  display: block;
}

.qr-loading-overlay {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 10px;
  color: var(--text-dark);
  font-size: 0.8rem;
  font-weight: 700;
  text-align: center;
}

.pix-status-pill {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(0, 210, 106, 0.12);
  border: 1px solid rgba(0, 210, 106, 0.3);
  color: var(--primary);
  font-size: 0.72rem;
  font-weight: 800;
  padding: 4px 12px;
  border-radius: var(--radius-full);
  margin-top: 10px;
}

.pix-env-alert {
  background: rgba(245, 158, 11, 0.12);
  border: 1px solid rgba(245, 158, 11, 0.3);
  color: var(--accent-gold);
  border-radius: var(--radius-md);
  padding: 8px 12px;
  font-size: 0.75rem;
  margin: 12px 0;
  display: none;
  text-align: left;
  line-height: 1.4;
}

.pix-copia-cola-row {
  display: flex;
  align-items: center;
  gap: 8px;
  background: var(--bg-input);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-md);
  padding: 8px 12px;
  margin: 16px 0;
}

.pix-code-text {
  flex: 1;
  font-size: 0.76rem;
  font-family: monospace;
  color: var(--text-muted);
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
  text-align: left;
}

.btn-copy-pix {
  background: var(--primary);
  color: var(--text-dark);
  font-size: 0.8rem;
  font-weight: 800;
  padding: 8px 14px;
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  gap: 6px;
  transition: var(--transition-fast);
  white-space: nowrap;
}

.btn-copy-pix:hover {
  filter: brightness(1.1);
}

.copy-feedback-toast {
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--primary);
  margin-top: -8px;
  margin-bottom: 12px;
  display: none;
}

/* Instruções Passo a Passo */
.pix-steps-list {
  display: flex;
  flex-direction: column;
  gap: 10px;
  text-align: left;
  margin-top: 20px;
}

.pix-step-item {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 0.82rem;
  color: var(--text-muted);
}

.step-number-pill {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.08);
  color: #FFFFFF;
  font-size: 0.72rem;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

/* ==========================================================================
   TELA DE SUCESSO / COMPROVANTE OFICIAL DE LIBERAÇÃO (PASSO 15)
   ========================================================================== */

.success-screen-card {
  text-align: center;
  padding: 36px 24px;
}

.success-checkmark-circle {
  width: 80px;
  height: 80px;
  border-radius: 50%;
  background: var(--primary-gradient);
  color: var(--text-dark);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  box-shadow: 0 0 40px rgba(0, 210, 106, 0.5);
  animation: scale-up 0.4s cubic-bezier(0.16, 1, 0.3, 1);
}

@keyframes scale-up {
  0% { transform: scale(0.5); opacity: 0; }
  100% { transform: scale(1); opacity: 1; }
}

.comprovante-receipt-box {
  background: #091322;
  border: 1px solid var(--border-medium);
  border-radius: var(--radius-lg);
  padding: 20px;
  text-align: left;
  margin: 24px 0;
  position: relative;
}

.receipt-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  border-bottom: 1px dashed var(--border-medium);
  padding-bottom: 12px;
  margin-bottom: 14px;
}

.receipt-row {
  display: flex;
  justify-content: space-between;
  font-size: 0.82rem;
  padding: 6px 0;
}

.receipt-row .label {
  color: var(--text-muted);
}

.receipt-row .value {
  color: #FFFFFF;
  font-weight: 700;
}

/* ==========================================================================
   NOTIFICAÇÕES FLUTUANTES DE PROVA SOCIAL
   ========================================================================== */

.social-proof-toast {
  position: fixed;
  bottom: 24px;
  left: 50%;
  transform: translateX(-50%) translateY(100px);
  opacity: 0;
  z-index: 90;
  background: rgba(14, 25, 44, 0.95);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border: 1px solid rgba(0, 210, 106, 0.3);
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.6), 0 0 15px rgba(0, 210, 106, 0.2);
  border-radius: var(--radius-full);
  padding: 10px 18px;
  display: flex;
  align-items: center;
  gap: 12px;
  max-width: 90vw;
  pointer-events: none;
  transition: all 0.4s cubic-bezier(0.16, 1, 0.3, 1);
}

.social-proof-toast.visible {
  transform: translateX(-50%) translateY(0);
  opacity: 1;
}

.toast-avatar {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: var(--primary-gradient);
  color: var(--text-dark);
  font-weight: 800;
  font-size: 0.75rem;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.toast-content {
  font-size: 0.8rem;
  line-height: 1.35;
}

.toast-content strong {
  color: #FFFFFF;
}

.toast-content span.highlight {
  color: var(--primary);
  font-weight: 700;
}

/* ==========================================================================
   RODAPÉ INSTITUCIONAL E SELOS DE CONFIANÇA
   ========================================================================== */

.app-footer {
  margin-top: auto;
  border-top: 1px solid var(--border-subtle);
  background: rgba(6, 11, 20, 0.95);
  padding: 32px 20px 24px;
  font-size: 0.76rem;
  color: var(--text-subtle);
  line-height: 1.6;
}

.footer-inner {
  max-width: 680px;
  margin: 0 auto;
  text-align: center;
}

.security-seals-row {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 20px;
  flex-wrap: wrap;
  margin-bottom: 20px;
  padding-bottom: 20px;
  border-bottom: 1px solid var(--border-subtle);
}

.seal-item {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 0.72rem;
  font-weight: 700;
  color: var(--text-muted);
}

.seal-item svg {
  color: var(--primary);
}

.footer-links {
  display: flex;
  justify-content: center;
  gap: 16px;
  margin-bottom: 14px;
  font-weight: 600;
}

.footer-links a:hover {
  color: var(--primary);
}

/* ==========================================================================
   UTILITÁRIOS E ANIMAÇÕES
   ========================================================================== */

.step-view {
  display: none;
  animation: fadeInStep 0.35s cubic-bezier(0.16, 1, 0.3, 1) forwards;
}

.step-view.active {
  display: block;
}

@keyframes fadeInStep {
  from {
    opacity: 0;
    transform: translateY(14px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.text-gradient {
  background: var(--primary-gradient);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.pulse-animation {
  animation: pulse-glow 2.5s infinite ease-in-out;
}

@keyframes pulse-glow {
  0%, 100% { box-shadow: 0 0 15px rgba(0, 210, 106, 0.3); }
  50% { box-shadow: 0 0 35px rgba(0, 210, 106, 0.6); }
}

/* Responsividade Mobile */
@media (max-width: 480px) {
  .app-container {
    padding: 0 12px 30px;
  }
  
  .glass-card {
    padding: 20px 16px;
  }
  
  .step-title {
    font-size: 1.55rem;
  }
  
  .amount-huge {
    font-size: 2.5rem;
  }
  
  .options-grid-2col {
    grid-template-columns: 1fr;
  }
  
  .radio-chip-group {
    grid-template-columns: 1fr;
  }
}

/* ==========================================================================
   DOCUSIGN INTEGRATION & CONTRATO ELETRÔNICO
   ========================================================================== */

.contract-email-alert {
  background: rgba(0, 210, 106, 0.08);
  border: 1px solid rgba(0, 210, 106, 0.28);
  border-radius: var(--radius-lg);
  padding: 18px;
  margin: 18px 0;
  text-align: left;
  display: flex;
  gap: 14px;
  align-items: flex-start;
  box-shadow: 0 4px 20px rgba(0, 210, 106, 0.08);
}

.contract-email-icon {
  background: var(--primary);
  color: var(--text-dark);
  width: 40px;
  height: 40px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  box-shadow: 0 4px 12px rgba(0, 210, 106, 0.35);
}

.contract-email-content h4 {
  font-size: 1rem;
  font-weight: 800;
  color: #FFFFFF;
  margin-bottom: 4px;
}

.contract-email-content p {
  font-size: 0.82rem;
  color: var(--text-main);
  line-height: 1.45;
}

.btn-docusign-action {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  background: linear-gradient(135deg, #09357B 0%, #1e5bd8 100%);
  color: #FFFFFF;
  font-weight: 800;
  font-size: 0.98rem;
  padding: 16px 22px;
  border-radius: var(--radius-md);
  border: 1px solid rgba(59, 130, 246, 0.4);
  box-shadow: 0 8px 25px rgba(30, 91, 216, 0.35);
  cursor: pointer;
  transition: var(--transition-fast);
  text-decoration: none;
}

.btn-docusign-action:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 30px rgba(30, 91, 216, 0.5);
  filter: brightness(1.08);
}

/* Modal DocuSign */
.docusign-modal-backdrop {
  position: fixed;
  top: 0;
  left: 0;
  width: 100vw;
  height: 100vh;
  background: rgba(4, 8, 16, 0.88);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  z-index: 99999;
  display: none;
  align-items: center;
  justify-content: center;
  padding: 16px;
  opacity: 0;
  transition: opacity 0.3s ease;
}

.docusign-modal-backdrop.active {
  display: flex;
  opacity: 1;
}

.docusign-modal-dialog {
  background: #0b1322;
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: var(--radius-xl);
  width: 100%;
  max-width: 860px;
  max-height: 94vh;
  display: flex;
  flex-direction: column;
  box-shadow: 0 25px 80px rgba(0, 0, 0, 0.8), 0 0 0 1px rgba(0, 210, 106, 0.2);
  overflow: hidden;
  animation: docusignSlideUp 0.35s cubic-bezier(0.16, 1, 0.3, 1);
}

@keyframes docusignSlideUp {
  from {
    transform: translateY(30px) scale(0.97);
    opacity: 0;
  }
  to {
    transform: translateY(0) scale(1);
    opacity: 1;
  }
}

.docusign-header-bar {
  background: #070d19;
  border-bottom: 1px solid var(--border-subtle);
  padding: 14px 20px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-shrink: 0;
}

.docusign-logo-wrap {
  display: flex;
  align-items: center;
  gap: 10px;
}

.docusign-badge-pill {
  font-size: 0.7rem;
  font-weight: 800;
  letter-spacing: 0.05em;
  padding: 4px 10px;
  border-radius: var(--radius-full);
}

.docusign-badge-pill.pending {
  background: rgba(245, 158, 11, 0.18);
  border: 1px solid rgba(245, 158, 11, 0.4);
  color: #FBBF24;
}

.docusign-badge-pill.signed {
  background: rgba(0, 210, 106, 0.18);
  border: 1px solid rgba(0, 210, 106, 0.4);
  color: var(--primary);
}

.btn-close-docusign {
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid var(--border-subtle);
  color: var(--text-muted);
  width: 34px;
  height: 34px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: var(--transition-fast);
}

.btn-close-docusign:hover {
  background: rgba(255, 255, 255, 0.15);
  color: #FFFFFF;
}

/* Área de Rolagem do Documento */
.docusign-scroll-body {
  flex: 1;
  overflow-y: auto;
  padding: 24px;
  background: #09101c;
}

/* Folha A4 Timbrada do Contrato */
.docusign-paper {
  background: #FFFFFF;
  color: #1F2937;
  padding: 40px 36px;
  border-radius: var(--radius-md);
  box-shadow: 0 15px 40px rgba(0, 0, 0, 0.6);
  font-size: 0.82rem;
  line-height: 1.6;
  position: relative;
  font-family: 'Inter', -apple-system, sans-serif;
}

.docusign-paper-header {
  border-bottom: 2px solid #0F172A;
  padding-bottom: 16px;
  margin-bottom: 22px;
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
}

.docusign-doc-title {
  font-size: 1.15rem;
  font-weight: 900;
  color: #0F172A;
  letter-spacing: -0.02em;
}

.docusign-doc-subtitle {
  font-size: 0.72rem;
  color: #64748B;
  font-weight: 600;
  margin-top: 2px;
}

.docusign-section-title {
  font-size: 0.86rem;
  font-weight: 800;
  color: #0F172A;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  margin-top: 20px;
  margin-bottom: 8px;
  border-bottom: 1px solid #E2E8F0;
  padding-bottom: 4px;
}

.docusign-table {
  width: 100%;
  border-collapse: collapse;
  margin: 10px 0 16px;
  font-size: 0.78rem;
}

.docusign-table td {
  padding: 6px 10px;
  border: 1px solid #E2E8F0;
}

.docusign-table td.label-col {
  background: #F8FAFC;
  font-weight: 700;
  color: #475569;
  width: 32%;
}

.docusign-table td.val-col {
  color: #0F172A;
  font-weight: 600;
}

/* Tag Amarela Clássica da DocuSign (Sign Here) */
.docusign-tag-amber {
  background: #FFCC00;
  color: #000000;
  font-weight: 900;
  font-size: 0.72rem;
  padding: 5px 12px;
  border-radius: 4px;
  display: inline-flex;
  align-items: center;
  gap: 5px;
  box-shadow: 0 4px 10px rgba(0,0,0,0.15);
  position: relative;
  cursor: pointer;
  animation: amberPulse 2s infinite ease-in-out;
}

.docusign-tag-amber::after {
  content: '';
  position: absolute;
  right: -6px;
  top: 50%;
  transform: translateY(-50%);
  border-top: 6px solid transparent;
  border-bottom: 6px solid transparent;
  border-left: 6px solid #FFCC00;
}

@keyframes amberPulse {
  0%, 100% { transform: scale(1); }
  50% { transform: scale(1.04); }
}

/* Área de Assinatura */
.docusign-sign-box {
  margin-top: 26px;
  padding: 16px;
  border: 2px dashed #CBD5E1;
  border-radius: var(--radius-md);
  background: #F8FAFC;
  text-align: center;
  transition: var(--transition-fast);
  cursor: pointer;
}

.docusign-sign-box:hover {
  border-color: #3B82F6;
  background: #EFF6FF;
}

.docusign-sign-box.signed {
  border: 2px solid #10B981;
  background: #ECFDF5;
  cursor: default;
}

.docusign-signature-font {
  font-family: 'Caveat', cursive;
  font-size: 2.6rem;
  color: #0F172A;
  line-height: 1;
  margin: 6px 0;
}

/* Canvas para Desenho de Assinatura */
.signature-canvas-wrap {
  position: relative;
  background: #FFFFFF;
  border: 1px solid #CBD5E1;
  border-radius: var(--radius-sm);
  margin: 10px auto;
  max-width: 480px;
  height: 110px;
}

.signature-canvas-wrap canvas {
  width: 100%;
  height: 100%;
  display: block;
}

.canvas-actions-row {
  display: flex;
  justify-content: flex-end;
  gap: 8px;
  margin-top: 6px;
}

/* Selo de Assinatura Autenticada ICP-Brasil */
.docusign-signed-stamp {
  border: 2px solid #059669;
  background: rgba(16, 185, 129, 0.06);
  padding: 12px 16px;
  border-radius: 8px;
  margin-top: 14px;
  text-align: left;
  display: flex;
  align-items: center;
  gap: 12px;
}

.docusign-stamp-badge {
  background: #059669;
  color: #FFFFFF;
  font-size: 0.68rem;
  font-weight: 800;
  padding: 3px 8px;
  border-radius: 4px;
}

/* Rodapé do Modal */
.docusign-footer-bar {
  background: #070d19;
  border-top: 1px solid var(--border-subtle);
  padding: 14px 20px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  flex-shrink: 0;
  flex-wrap: wrap;
}

/* ==========================================================================
   ELEMENTOS DE ALTA CONVERSÃO - CRIATIVO CRED+ (BASEADO NA IMAGEM OFICIAL)
   ========================================================================== */

/* Badge Gancho: NÓS ACREDITAMOS EM VOCÊ! */
.hero-hook-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: linear-gradient(135deg, #FF6600 0%, #FA4C00 100%);
  color: #FFFFFF;
  font-size: 0.82rem;
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  padding: 6px 14px;
  border-radius: var(--radius-full);
  box-shadow: 0 4px 15px rgba(255, 90, 0, 0.45);
  margin-bottom: 10px;
  border: 1.5px solid rgba(255, 255, 255, 0.85);
  animation: hook-pulse 2.8s infinite;
}

@keyframes hook-pulse {
  0%, 100% { transform: scale(1); box-shadow: 0 4px 15px rgba(255, 90, 0, 0.45); }
  50% { transform: scale(1.04); box-shadow: 0 6px 20px rgba(255, 90, 0, 0.65); }
}

/* Título de Alto Impacto */
.hero-main-title {
  font-size: 1.85rem;
  font-weight: 900;
  color: #FFFFFF;
  line-height: 1.15;
  letter-spacing: -0.03em;
  margin-bottom: 8px;
  text-shadow: 0 2px 12px rgba(0, 0, 0, 0.5);
}

.hero-main-title .highlight-orange {
  color: var(--primary);
  text-shadow: 0 0 16px rgba(255, 90, 0, 0.5);
}

/* Card Visual com o Criativo Oficial Cred+ */
.hero-visual-card {
  position: relative;
  border-radius: 22px;
  overflow: hidden;
  margin-bottom: 22px;
  background: linear-gradient(180deg, rgba(14, 38, 74, 0.8) 0%, rgba(7, 22, 44, 0.95) 100%);
  border: 2px solid rgba(255, 90, 0, 0.35);
  box-shadow: 0 16px 40px -10px rgba(0, 0, 0, 0.6), 0 0 25px rgba(255, 90, 0, 0.2);
}

.hero-image-wrap {
  position: relative;
  width: 100%;
  aspect-ratio: 1 / 1;
  max-height: 380px;
  overflow: hidden;
  display: flex;
  align-items: center;
  justify-content: center;
}

.hero-main-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center top;
  display: block;
  transition: transform 0.4s ease;
}

.hero-visual-card:hover .hero-main-img {
  transform: scale(1.02);
}

/* Carimbo DÍVIDAS PAGAS (Idêntico à Imagem de Referência) */
.stamp-dividas-pagas {
  position: absolute;
  left: 20px;
  bottom: 22px;
  background: #FFFFFF;
  color: #07162C;
  font-size: 1.05rem;
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  padding: 8px 16px;
  border-radius: 8px;
  border: 3px solid #07162C;
  transform: rotate(-8deg);
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.6), 0 0 0 2px rgba(255, 255, 255, 0.8);
  z-index: 8;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  animation: stamp-wiggle 4s ease-in-out infinite;
}

@keyframes stamp-wiggle {
  0%, 100% { transform: rotate(-8deg) scale(1); }
  50% { transform: rotate(-6deg) scale(1.03); }
}

/* Badge Flutuante de Crédito Aprovado com Valor Dinâmico */
.badge-credito-aprovado {
  position: absolute;
  right: 18px;
  top: 18px;
  background: rgba(7, 22, 44, 0.92);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border: 2px solid #00D26A;
  border-radius: 14px;
  padding: 8px 14px;
  display: flex;
  align-items: center;
  gap: 10px;
  box-shadow: 0 8px 24px rgba(0, 210, 106, 0.4), inset 0 1px 2px rgba(255, 255, 255, 0.2);
  z-index: 8;
  animation: badge-float 3.5s ease-in-out infinite;
}

@keyframes badge-float {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-5px); }
}

.badge-check-icon {
  width: 26px;
  height: 26px;
  border-radius: 50%;
  background: #00D26A;
  color: #07162C;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 900;
  font-size: 1rem;
  box-shadow: 0 0 12px rgba(0, 210, 106, 0.6);
}

.badge-text-box {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
  text-align: left;
}

.badge-aprovado-tag {
  font-size: 0.62rem;
  font-weight: 900;
  color: #00D26A;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.badge-aprovado-val {
  font-size: 1.1rem;
  font-weight: 900;
  color: #FFFFFF;
  letter-spacing: -0.02em;
}

/* Moedas Flutuantes Decorativas */
.floating-coin-elem {
  position: absolute;
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: radial-gradient(circle at 35% 35%, #FDE68A 0%, #F59E0B 60%, #B45309 100%);
  border: 2px solid #FEF3C7;
  color: #78350F;
  font-size: 0.85rem;
  font-weight: 900;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 6px 16px rgba(245, 158, 11, 0.45);
  z-index: 7;
  pointer-events: none;
}

.coin-pos-1 {
  top: 35%;
  right: 12px;
  animation: float-coin-1 4s ease-in-out infinite;
}

.coin-pos-2 {
  bottom: 30%;
  left: 14px;
  width: 32px;
  height: 32px;
  font-size: 0.75rem;
  animation: float-coin-2 4.5s ease-in-out infinite 0.5s;
}

@keyframes float-coin-1 {
  0%, 100% { transform: translateY(0) rotate(0deg); }
  50% { transform: translateY(-8px) rotate(12deg); }
}

@keyframes float-coin-2 {
  0%, 100% { transform: translateY(0) rotate(0deg); }
  50% { transform: translateY(8px) rotate(-14deg); }
}

/* ==========================================================================
   OS 3 PILARES DE CONVERSÃO (RODAPÉ DO CRIATIVO OFICIAL)
   "Dinheiro Rápido e Sem Burocracia! | 100% Online e Seguro | Parcele em até 48x!"
   ========================================================================== */

.hero-conversion-pillars {
  display: flex;
  align-items: center;
  justify-content: space-between;
  background: rgba(14, 38, 74, 0.7);
  border: 1.5px solid rgba(255, 90, 0, 0.3);
  border-radius: 18px;
  padding: 16px 14px;
  margin-top: 22px;
  gap: 8px;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.35);
}

.pillar-col {
  flex: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  line-height: 1.25;
}

.pillar-icon-box {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: rgba(255, 90, 0, 0.15);
  border: 1.5px solid var(--primary);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 6px;
  box-shadow: 0 0 12px rgba(255, 90, 0, 0.3);
}

.pillar-title {
  font-size: 0.78rem;
  font-weight: 900;
  color: #FFFFFF;
}

.pillar-subtitle {
  font-size: 0.68rem;
  font-weight: 600;
  color: var(--text-muted);
  margin-top: 2px;
}

.pillar-v-divider {
  width: 1px;
  height: 48px;
  background: rgba(255, 255, 255, 0.12);
  flex-shrink: 0;
}

/* Barra de Atividade ao Vivo */
.live-activity-bar {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 10px 16px;
  margin: 16px 0 10px;
  background: rgba(255, 90, 0, 0.08);
  border: 1px solid rgba(255, 90, 0, 0.25);
  border-radius: var(--radius-md);
  font-size: 0.76rem;
  color: var(--text-main);
  text-align: center;
}

.live-pulse-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #00D26A;
  box-shadow: 0 0 8px #00D26A;
  flex-shrink: 0;
  animation: pulse-dot 1.5s infinite;
}

@keyframes pulse-dot {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: 0.4; transform: scale(1.3); }
}

@media (max-width: 520px) {
  .hero-main-title {
    font-size: 1.55rem;
  }
  .hero-conversion-pillars {
    flex-direction: column;
    gap: 14px;
    padding: 18px 14px;
  }
  .pillar-v-divider {
    width: 80%;
    height: 1px;
  }
  .stamp-dividas-pagas {
    font-size: 0.9rem;
    padding: 6px 12px;
    left: 14px;
    bottom: 14px;
  }
  .badge-credito-aprovado {
    right: 12px;
    top: 12px;
    padding: 6px 10px;
  }
}